Stablecoin Payment Integration
Accept Stablecoin Payments with Enterprise‑Ready Compliance
For ecommerce platforms, payroll/remittance providers, and fintech apps that need instant cross‑border settlement, lower fees, and audit‑ready controls. We implement USDC payment integration and stablecoin merchant services across your stack—securely and fast.
Slow, expensive cross‑border payments are costing you growth.
Traditional rails mean 2–7 day settlement windows, stacked correspondent fees, and reconciliation headaches. With stablecoins, funds move in minutes—even across borders—while on‑chain transparency simplifies accounting and chargeback risk. ClearLedger designs the flow, integrates the rails, and maps controls so finance and compliance are comfortable from day one.
Ecommerce Checkout
Offer “Pay with USDC/Stablecoin” at checkout alongside cards and wallets. We integrate Shopify, custom carts, or headless APIs—plus custody or payment processor options—so you can accept stablecoin payments without disrupting existing flows.
Payroll & Gig Payouts
Pay global teams in minutes with programmable disbursements and instant confirmation. Reduce FX spread and weekend delays, while providing workers with easy off‑ramps to local currency where available.
Remittance Corridors
Lower transfer costs and speed up delivery for cross‑border remittances. We design corridor‑specific flows, address local partner requirements, and implement compliance telemetry for ongoing monitoring.
Compliance & Reporting
Controls mapped to KYC/AML expectations, sanctions screening, Travel‑Rule interoperability, and tax/reporting support. Dashboards for finance to reconcile on‑chain activity, subledger design, and audit artifacts included.
Ecosystem support
Works with your stack
How it works
Payment flow at a glance
Wallet / Checkout
Stripe, Coinbase, or Self‑hosted
Stablecoin wallets & policies
Subledger & Reconciliation
KYC/AML, Sanctions, Travel‑Rule
FAQ
What about volatility?
We focus on reputable, fiat‑redeemable stablecoins (e.g., USDC) designed to hold a steady value relative to the U.S. dollar. Treasury and custody policies reduce exposure, and settlement can be converted to fiat where appropriate.
How are taxes handled?
Our implementations tag transactions with the data finance needs for tax treatment. We integrate with your accounting stack to facilitate reporting; your finance/tax advisors determine final classification based on jurisdiction.
How does accounting and reconciliation work?
We provide a subledger model that maps on‑chain activity to your GL, plus daily reconciliation views. You’ll get clear references (tx hashes, counterparties) to support audit trails and month‑end close.
What stablecoins can I accept for payments?
We primarily focus on USDC and USDT for their regulatory clarity and liquidity. We can also integrate other major stablecoins like DAI, BUSD, or FRAX based on your specific requirements and risk tolerance.
How long does stablecoin payment integration take?
Basic integration typically takes 2-4 weeks for simple checkout flows. More complex implementations with custom compliance requirements, multi-chain support, or treasury management can take 6-12 weeks or more depending on scope.
What are the fees for accepting stablecoin payments?
Stablecoin payment fees are typically 0.5-2% compared to 2.9-3.5% for traditional card payments. Network fees (often called "gas") are usually $1-10 per transaction depending on the blockchain and network congestion.
Book a 20‑minute consultation
Tell us your objective—ecommerce, payroll, or remittance—and we’ll map the fastest, compliant path to “accept stablecoin payments.”